Almost any type of investment is allowed within an IRA, including stocks, bonds, mutual funds, annuities, unit investment trusts (ITU), exchange-traded funds (ETFs), and even real estate. Do not use Form 8606, Non-Deductible IRAs (PDFPDF), Non-Deductible IRAs, to report contributions to a non-deductible Roth IRA. IRA investments in other unconventional assets, such as corporations and real estate, risk disqualifying the IRA because of prohibited transaction rules that prohibit self-negotiation.
